What's Included
- π Complete appeal letter template ready for customization
- π Clinical evidence structure and organization guide
- π― Medical necessity justification framework
- π Guidelines for citing clinical standards and FDA approvals
- β Examples for common denial reasons (step therapy, not medically necessary, off-label)
How to Use This Template
Before You Start
- Gather all evidence: Medical records, lab results, prior treatment documentation
- Review denial letter: Note specific denial reason (step therapy, medical necessity, etc.)
- Identify clinical guidelines: Find specialty society recommendations for your treatment
- Consult your doctor: This letter must come from your physician and include their signature
Customization Steps
- Replace all
[bracketed placeholders]with your specific information - Customize the denial reason response section based on YOUR specific denial
- Add relevant clinical guideline citations (we provide examples below)
- Include specific lab values, imaging results, and objective medical evidence
- Have your doctor review, edit, and sign the final letter
Complete Prior Authorization Appeal Letter Template
[Doctor's Letterhead]
[Practice Name]
[Address]
[Phone]
[Email]
[Date]
[Insurance Company Name]
[Prior Authorization / Medical Review Department]
[Address]
[City, State ZIP]
RE: Prior Authorization Appeal
Patient Name: [Full Name]
Date of Birth: [DOB]
Member ID: [Insurance Member ID]
Group Number: [Group #]
Medication/Treatment: [Specific medication with dosage OR procedure name]
Denial Date: [Date of Denial Letter]
Denial Reason: [Specific reason from denial letter]
Dear Medical Review Team,
I am writing to formally appeal the denial of prior authorization for [medication name and dosage] OR [treatment/procedure] for my patient, [Patient Full Name]. This [medication/treatment] is medically necessary for the treatment of [diagnosis] and is supported by clinical evidence, specialty society guidelines, and FDA approvals.
I. PATIENT CLINICAL SUMMARY
Primary Diagnosis:
- [Condition name] (ICD-10 code: [X##.#])
- Date of diagnosis: [Date]
- Disease severity: [Mild/Moderate/Severe with supporting data]
- Key clinical findings: [Lab values, imaging results, symptoms]
Relevant Comorbidities:
- [Comorbidity 1] (ICD-10: [X##.#])
- [Comorbidity 2] (ICD-10: [X##.#])
- [Additional conditions that strengthen medical necessity]
Current Medications:
- [Current medications and dosages]
- [Note any drug interactions or contraindications with denied medication]
II. PRIOR TREATMENT HISTORY
The patient has attempted the following treatments with inadequate results or intolerable side effects:
| Medication/Treatment | Dosage/Duration | Outcome/Reason for Discontinuation |
|---|---|---|
| [Medication 1] | [Dose, frequency, duration - e.g., "500mg BID x 6 months"] | [e.g., "Discontinued due to gastrointestinal intolerance; inadequate disease control (HbA1c remained >8.5%)"] |
| [Medication 2] | [Dose, duration] | [Specific outcome - side effects, lack of efficacy, contraindications] |
| [Medication 3] | [Dose, duration] | [Outcome with objective data when possible] |
Supporting documentation of these trials is included in the attached medical records.
III. MEDICAL NECESSITY FOR REQUESTED [MEDICATION/TREATMENT]
[Medication/Treatment name] is medically necessary for this patient based on the following clinical rationale:
-
Disease Severity and Treatment Goals:
[Explain patient's current condition severity with objective data. Example: "The patient's HbA1c is currently 9.2%, well above the target of <7% recommended by the American Diabetes Association. Continued hyperglycemia places the patient at high risk for microvascular and macrovascular complications."]
-
Failure of Alternative Treatments:
[Reference prior treatment table above. Example: "As documented above, the patient has completed adequate trials of metformin and sulfonylureas without achieving glycemic control, demonstrating inadequate response to first-line therapies."]
-
Contraindications to Alternative Therapies:
[List any medical reasons alternative treatments can't be used. Example: "The patient has stage 3 chronic kidney disease (eGFR 42 mL/min), contraindicating metformin use at higher doses. Additionally, documented hypoglycemic episodes on sulfonylureas make this class inappropriate for continued use."]
-
Unique Benefits of Requested Treatment:
[Explain why THIS specific treatment is appropriate. Example: "Semaglutide (Ozempic) provides both glycemic control and cardiovascular risk reduction, as demonstrated in the SUSTAIN-6 trial. Given the patient's established cardiovascular disease (prior MI in 2020), a GLP-1 receptor agonist with proven CV benefits is the appropriate therapeutic choice."]
IV. CLINICAL EVIDENCE AND GUIDELINE SUPPORT
FDA Approval Status:
[Medication] is FDA-approved for [indication]. The patient's diagnosis of [condition] falls within this approved indication.
OR (if off-label):
While [medication] is FDA-approved for [approved indication], its use for [patient's condition] is supported by [clinical evidence, peer-reviewed studies, and specialty society guidelines as described below].
Specialty Society Clinical Guidelines:
-
[Specialty Society Name] ([Year] Guidelines):
"[Quote relevant guideline recommendation]"
Citation: [Society Name]. [Guideline Title]. [Publication]. [Year];[volume]:[pages].
-
[Additional Guideline 2]:
[Recommendation quote and citation]
Peer-Reviewed Clinical Evidence:
-
[Study Name/Trial]: [Brief description of study showing efficacy/safety for
patient's condition]
Citation: [Authors]. [Title]. [Journal]. [Year];[volume]:[pages].
- [Additional Study]: [Description and citation]
V. RESPONSE TO DENIAL REASON: "[SPECIFIC DENIAL REASON]"
[This section should directly address the specific reason given in your denial letter. See examples below for common denial reasons.]
For "Step Therapy Required" Denials:
The patient has completed step therapy requirements as documented in Section II above. [List specific medications tried and failed]. Additionally, [any contraindications making further step therapy inappropriate]. Based on documented treatment failures and medical contraindications, step therapy override is medically justified.
For "Not Medically Necessary" Denials:
Medical necessity is clearly established by: (1) disease severity [cite specific metrics], (2) failure of alternative treatments [reference prior treatment history], (3) clinical guideline support [cite specialty society recommendations], and (4) unique therapeutic benefits addressing patient's specific clinical needs [describe]. This treatment represents the standard of care for patients with [condition] who have failed [prior treatments].
For "Experimental/Investigational" Denials:
[Medication/Treatment] is FDA-approved for [indication], demonstrating it is not experimental but rather an established therapeutic option. Clinical guidelines from [specialty societies] recommend this treatment for [condition], further confirming its status as standard of care rather than investigational therapy.
For "Off-Label Use" Denials:
While the FDA-approved indication for [medication] is [approved use], off-label prescribing for [patient's condition] is supported by [clinical evidence, guidelines, peer-reviewed studies]. Off-label use is recognized as appropriate medical practice when supported by clinical evidence, as is the case here. [Cite specific guidelines or studies supporting off-label use].
VI. HEALTH RISKS OF TREATMENT DELAY
Delaying treatment with [medication/procedure] poses the following risks to the patient's health:
- [Specific risk 1 - e.g., "Continued hyperglycemia increases risk of diabetic complications including retinopathy, nephropathy, and neuropathy"]
- [Specific risk 2 - e.g., "Uncontrolled disease progression may result in irreversible organ damage"]
- [Specific risk 3 - e.g., "Severe pain and functional impairment continue to significantly impact quality of life and ability to work"]
[If applicable, add urgency statement for 72-hour review: "Based on the serious health risks described above, I am requesting expedited review of this appeal within 72 hours under federal regulations for urgent medical needs."]
VII. CONCLUSION AND REQUEST
Based on the clinical evidence presented, specialty society guideline support, documented failure of alternative therapies, and serious health risks of treatment delay, I respectfully request that you overturn the prior authorization denial and approve coverage for [medication with dosage] OR [treatment/procedure] for [Patient Name].
This treatment represents the appropriate standard of care for this patient's condition and is medically necessary to prevent serious health consequences.
I am available for peer-to-peer review or to provide any additional medical information needed to support this appeal. Please contact me at [phone number] or [email address] with any questions.
Sincerely,
[Doctor Signature]
[Doctor Printed Name, MD/DO]
[Specialty - e.g., "Board Certified Endocrinologist"]
[Medical License Number]
[DEA Number - if prescribing controlled substance]
[Phone Number]
[Email Address]
Enclosures:
- Copy of prior authorization denial letter
- Medical records documenting diagnosis and treatment history
- Laboratory results [specify: HbA1c, lipid panel, etc.]
- Imaging studies [if relevant]
- Clinical guideline excerpts [specialty society recommendations]
- Peer-reviewed study references [if applicable]
- Documentation of prior medication trials and outcomes
cc: Patient
Clinical Guideline Citation Examples
Here are examples of how to cite clinical guidelines for common medications and conditions:
GLP-1 Drugs (Ozempic, Wegovy, Mounjaro) for Diabetes
American Diabetes Association (2024 Standards of Care): "For patients with type 2 diabetes and established atherosclerotic cardiovascular disease, a GLP-1 receptor agonist with proven cardiovascular benefit is recommended independent of baseline HbA1c or individualized glycemic target."
Citation: American Diabetes Association. Standards of Care in Diabetesβ2024. Diabetes Care. 2024;47(Suppl 1):S1-S321.
GLP-1 Drugs for Obesity
American Association of Clinical Endocrinology (AACE): "GLP-1 receptor agonists are appropriate pharmacotherapy for patients with obesity (BMI β₯30) or overweight (BMI β₯27) with weight-related comorbidities."
Citation: AACE. Clinical Practice Guidelines for Comprehensive Medical Care of Patients with Obesity. 2023.
Biologics for Rheumatoid Arthritis
American College of Rheumatology (ACR): "For patients with moderate to high disease activity despite conventional DMARD therapy, biologic DMARDs are recommended."
Citation: ACR. Guideline for the Treatment of Rheumatoid Arthritis. Arthritis & Rheumatology. 2021.
PCSK9 Inhibitors for High Cholesterol
American Heart Association/American College of Cardiology: "For patients with clinical atherosclerotic cardiovascular disease and LDL-C β₯70 mg/dL on maximally tolerated statin therapy, PCSK9 inhibitors are recommended."
Citation: AHA/ACC. Guideline on the Management of Blood Cholesterol. Circulation. 2019.
- Search "[condition] clinical guidelines [specialty society name]"
- Major specialty societies: ADA (diabetes), AHA/ACC (heart), ACR (rheumatology), AACE (endocrinology)
- Our AI automatically identifies and cites relevant guidelines for your specific case
Common Mistakes to Avoid
β Vague Medical Necessity Statements
Wrong: "The patient needs this medication to feel better."
Right: "The patient's HbA1c of 9.2% is significantly above target, placing them at high risk for diabetic retinopathy (30% increased risk), nephropathy, and cardiovascular complications. Glycemic control to <7% is medically necessary to prevent these outcomes."
β Missing Objective Evidence
Wrong: "The patient tried other medications and they didn't work."
Right: "Metformin 1000mg BID for 6 months resulted in HbA1c reduction from 9.8% to 9.1% (inadequate), with intolerable gastrointestinal side effects (nausea, diarrhea) documented in clinic notes dated [dates]."
β Not Addressing Specific Denial Reason
Wrong: Generic appeal letter that doesn't mention why insurance denied
Right: Dedicated section responding to exact denial reason (step therapy, medical necessity, off-label, etc.) with specific counter-arguments
β Missing Clinical Guideline Citations
Wrong: "This is standard treatment for this condition."
Right: "The American Diabetes Association 2024 Standards of Care recommend GLP-1 receptor agonists for patients with type 2 diabetes and cardiovascular disease (page S123). This patient meets these criteria with documented coronary artery disease."
β Incomplete Prior Treatment Documentation
Wrong: "Patient already tried metformin."
Right: "Metformin: 500mg BID titrated to 1000mg BID over 8 weeks, continued for 6 months total (1/2023-7/2023). Discontinued due to: (1) inadequate glycemic control (HbA1c 9.1% on 7/15/2023 vs. 9.8% at baseline), and (2) persistent GI intolerance despite dose adjustment."
Skip the Manual Work: AI-Generated Letter in 2 Minutes
This template is free, but customizing it takes 2-8 hours of research. Our AI does it in 2 minutes:
- β Automatically extracts YOUR medical history from records
- β Finds relevant clinical guidelines for YOUR condition
- β Calculates YOUR prior treatment timeline and outcomes
- β Identifies YOUR comorbidities that strengthen medical necessity
- β Responds to YOUR specific denial reason with targeted arguments
- β Formats everything for doctor review and signature
β Free case evaluation β’ β 2-minute letter generation β’ β Doctor review included